Democratizing agricultural financing for 33 million Nigerian farmers. Access collateral-free loans, AI-driven insights, and tokenized harvests via USSD—no smartphone required.
Only 4% of smallholder farmers have access to formal banking. 74% rely on predatory informal lenders charging 40-100% interest.
Banks treat farmers as high-risk "black boxes" due to lack of verifiable productivity data and land titles.
Average loan application takes 3-6 months with 15+ physical requirements. By then, planting season is over.
Only 10% of rural land is formally registered. Farmers have assets but no "acceptable" collateral.
DeFi lending protocol collateralized by future harvests, not land titles.
AI agronomist in your pocket. Predictive yield modeling via satellite.
Self-sovereign identity building immutable farming reputation.
No internet required. Create blockchain wallet via SMS keys in 5 minutes using USSD on any feature phone.
Satellite imagery analyzes your plot size, crop health, and predicts yield volume—zero paperwork.
Smart contract releases funds to mobile money within 24 hours. No collateral. No middlemen.
Receive weekly AI voice tips via SMS. Drone monitoring for large cooperatives.
Automated repayment when produce scanned at collection centers. Excess profits returned instantly.
Launch USSD beta in Kaduna & Oyo. Basic loan disbursement for maize & cassava farmers. 1,000 farmers onboarded.
AI yield prediction live. Satellite integration. Expansion to Ghana & Kenya. Open liquidity pools for retail investors.
$FRAX token launch. Fraxto DAO governance. Pan-African expansion to Ethiopia, Tanzania, Uganda. CBDC integration.
Join 10,000+ farmers on the waitlist. Be the first to access collateral-free loans and AI insights when we launch in your region.